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Why Choose Student Select Health Insurance
Reasons to Choose Student Select Health Insurance:
- Student is too old to be eligible under parent's insurance
- Parent's insurance demands that students carry a heavier credit hour load than Student Select
- Parent's insurance is too expensive (Reduce your current health insurance costs while maintaining quality coverage)
- Student feels they cannot afford insurance. Student Select offers great benefits at affordable rates (can you afford to go without it?)
- College/University coverage is inadequate and does not offer enough benefits
- College is outside parent's HMO/PPO region leaving you with insufficient coverage
- Students are covered when they travel anywhere in the United States or Canada (is this true under your insurance?)
- Choice of deductible ($250, $500, $1,000, $2,500)
- Choose any doctor or hospital
- Additional savings available if you use doctors in "PHCS Healthy Directions", you will be billed a "reduced network rate"
- Coverage is Year-Round and Renewable
- "Deductible Carryover" Feature, charges toward the deductible from the October, November, and December of the previous calendar year are carried over to meet the deductible requirements of the next year
.(I saw no mention of this in the lit either.)
- After the deductible is met, coverage is 80% of the next $10,000
- Following the 80/20 coverage, 100% of covered expenses are paid up to $100,000 per illness/injury
Frequently Asked Questions (FAQs) about Student Health Insurance
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In late 2007, early 2008, Assurant Health's StudentSelect will be replaced with EdHealth. EdHealth will provide students with enhanced plan features, monthly premium options and affordable quality coverage that one expects from Assurant Health. Get your StudentSelect plan today and we will help you roll it into EdHealth as soon as it becomes available.
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Last updated on: 11/14/2008
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